Run multiple loan reconfiguration scenarios to attempt placement within YOUR lending parameters

             In instances where credit is declined, using standard rules developed by our staff, and customized by YOUR lending criteria, loan parameters can be subjected to multiple reconfiguration scenarios using the Automatic Rework operation (when available).   For example; if the declining criteria is debt to income, and there is equity room, some of the revolving and or credit card balances may be rolled into the loan value, decreasing debt to income and raising the amount to be borrowed to fall within YOUR lending parameters.

Reconfiguration modifies loan terms, loan amount and can cross product boundaries when enabled

             Automatic rework can also include crossing product boundaries such as moving from an unsecured loan to a secured loan, equity loan to first mortgage refinance, etc., by querying additional information from the Affinity dealer.