For Immediate Release

January 2, 2002

1^st Loan Finder’s Internet Based Lending System Enhances Service to Suntrust’s Commercial Clients

Palm Bay, Fla. – Alexis Communications. Inc. d/b/a 1^ST Loan Finder, a Palm Bay, Florida company, provides an Internet-based lending system which allows commercial banking companies to provide quicker credit decisions to their business customers 24 hours a day, 7 days a week.

The personal loan division of SunTrust Banks, Inc. was among the first customers for the new service which is called 1stengine.com. The service is available to SunTrust’s heating and air conditioning dealers and medical institution clients. The dealer now connects to the Internet and logs on to www.suntrustloan.com. The dealer enters his Dealer ID and supplies the applicant information. Within 30 seconds, the dealer receives a loan approval with appropriate terms, or a decline notification. If the loan is approved, the dealer links to a loan calculation sheet to view and print annual percentage yield (APR), loan terms, and loan costs.

The system is provided by Alexis Communications, Inc., D.B.A. 1st Loan Finder (www.firstloanfinder.com), and is part of their Financial Data Analysis & Underwriting Engine, (1stengine.com).

Allan Graves, President and CEO of Alexis Communications, Inc. said, “Using SunTrust’s lending criteria, our system can process the loan as well as any human underwriter, and we provide the ability for our customers to modify their configuration at any time. Further assistance is provided through numerous reporting features and our dedication to Customer Service.”

“Our goal is to provide our customers with outstanding service”, said Joe Poindexter, Vice President in SunTrust’s Consumer Lending Division. “And using 1st Loan Finder allows us to enhance our service by providing quicker responses to credit inquiries.”

SunTrust began using the system in January 2001.

About 1st Loan Finder

Providing Internet lending services since October 1996, 1st Loan Finder offers real-time credit decisions for multiple lender product types, including Mortgage, Equity Loans, Equity Line of Credit, Auto Loans, Credit Cards, Affinity Programs, and unsecured loans. 1st Loan Finder provides B2B Lending Approval Systems, and custom configured Automated Loan Approval Systems, via Internet Delivery Systems at a low per transaction fee. No custom software is required. More information is provided at www.firstloanfinder.com.

About SunTrust Banks, Inc.

Atlanta-based SunTrust is the nation's ninth-largest commercial banking organization. As of September 30, 2001, SunTrust had total assets of $103.3 billion and total deposits of $63.1 billion. The company operates through an extensive service network in Alabama, Florida, Georgia, Maryland, Tennessee, Virginia and the District of Columbia and also serves customers in selected markets nationally. Its primary businesses include deposit, credit, trust and investment services. Through various subsidiaries the company provides credit cards, mortgage banking, insurance, brokerage and capital markets services. SunTrust’s Internet address is www.suntrust.com.

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